Tailored financial services exclusively for Lear employees.
At Lear Employee's Multipurpose Cooperative (LEMCO),
we are dedicated to providing financial services,
community programs and benefits tailored specifically for Lear employees.
Together, we grow stronger as a family, building a brighter future for our members.
Small type of loan to assist members on their immediate need for cash at a short notice.
Financial service granted to members for special occasions.
Seasonal Type of Loan for Lenten Season, School Closing, School Opening, All Souls/Saints Day and Christmas Day
Financial service granted to members for hospital assistance of their dependent
Regular type of loan, refers to financial assistance extended to members to meet their personal or household needs
Financial assistance on extending goods to LEMCO members from accredited department stores
Financial service granted to members for the purpose of acquiring home appliance and furniture
Financial service granted to members for educational assistance of their dependents
Miscellaneous Loan and Material Loan Based on Capacity to Pay, Maximum of 10 Months to Pay
Capital Build-Up treated as an asset of member. Dividend share is based on Annual Income of the coop. Minimum paid-up capital is Php 20,000.00. Maximum paid-up capital is up to Php 200,000.00. Php 200.00 minimum monthly contribution.
A safe way to save money from unexpected expenses, as you can always add money to the deposit and it can be easily withdrawn. 2% Interes Rate per Year. Php 200.00 maintaining balance.
The funds is these accounts must be held for a fixed term and include the understanding that the depositor can make a withdrawal only by giving notice. 3% Interest Rate per Year. 3 Months Roll Over, Minimum of Php 5,000.00 deposit.
is a closed-type cooperative created exclusively for the employees of Lear Corporation.
With a foundation built on trust, collaboration, and mutual support, LEMCO is committed to empowering its members through exceptional
financial services, opportunities, and programs tailored to their needs. We aim to foster a strong sense of community
while delivering sustainable value and growth for all members.
Customized solutions exclusively for Lear employees, ensuring your financial well-being.
A supportive environment built on trust, collaboration, and mutual growth.
Access to loans, savings programs, and investment opportunities tailored to your needs.
Programs designed to promote personal and professional growth, ensuring long-term value.
Seamless processes, modern tools, and digital platforms for an effortless member experience.
Tailored financial services exclusively for Lear employees.
Quick and easy loan approvals with competitive interest rates.
Grow your savings with member-focused interest rates and secure investment options.
Workshops and resources to help members make informed financial decisions.
Access your accounts, make transactions, and view balances through a user-friendly online platform.
Support during unexpected life events with emergency loan options.
Opportunities to participate in outreach programs and cooperative activities that promote unity and growth.
Share in the cooperative's success through annual dividends and refunds based on your transactions.
Friendly and knowledgeable staff ready to assist you with your needs.
Access exclusive partnerships and member-only discounts on products and services.
April 19, 2026
Ground Floor LEMCO BLDG Seabreeze Pusok Lapu-Lpu City
Cebu 6015
Access your account, loans, and services anytime, anywhere.